Financial Strategies For Business & Life

Retirement Plan Services for Agriculture & Food Production Companies

Build a better plan for the people helping you build the business

Agriculture and food production companies face challenges that don’t always fit neatly into a standard retirement plan.

As your organization grows, you need to attract great people, retain key employees, manage increasing complexity, and provide benefits that genuinely matter to the people helping move the business forward.

At McCulley Financial, our connection to this industry goes back generations.

Kort McCulley’s grandfather started the family agricultural business in a garage in 1950. His father and uncles later helped grow it into a much larger organization. Growing up around that business gave Kort a firsthand perspective on what it takes to build, grow, and sustain an agricultural company—and the importance of the people behind it.

Today, we bring that perspective to the agriculture and food production companies we serve.

In this short video, Kort explains how McCulley Financial approaches retirement plans as more than an employee benefit—and how the right strategy can support your people, strengthen your organization, and contribute to its long-term success.

Start with where your business is going

A retirement plan shouldn’t exist simply because your company is expected to have one.

Designed intentionally, it can become a strategic tool for attracting talent, retaining key employees, rewarding your people, and helping employees build greater financial security.

That’s why we don’t start with investments.

We start with your vision.

Where is the business going?

Who do you need to help you get there?

What do you want the plan to accomplish for your employees, leadership team, and owners?

How should the plan evolve as your company grows?

Once those answers are clear, decisions around plan design, investments, employee education, and ongoing management can be made with purpose.

From vision to value™

At McCulley Financial, we believe financial decisions should support the larger vision for your business.

Our Vision to Value™ approach starts by understanding where you want the organization to go, then aligning financial strategies and programs with the people, priorities, and decisions that can help you get there.

Your retirement plan is one part of that bigger picture.

Rather than treating it as a standalone benefit, we help you evaluate how the plan can support your people, strengthen your organization, and evolve alongside the business.

Our six-step retirement plan process

We use a disciplined six-step process to help agriculture and food production companies build, manage, and continually improve retirement plans around their business and their people.

Define the vision

Understand where the organization is going, who the plan needs to serve, and what success should look like for the business, its owners, and its employees.

Design the right plan

Build the plan around your organization rather than forcing your organization into an off-the-shelf solution. We evaluate plan structure, workforce needs, company objectives, and opportunities to improve the plan.

Build the Investment Strategy

Create and maintain an investment lineup designed to provide participants with appropriate choices while supporting the plan’s objectives and fiduciary process.

Engage and Educate Your People

Help employees understand their benefits, make more informed financial decisions, and take greater ownership of their financial future through ongoing education and communication.

Measure What Matters

Establish meaningful measures for plan participation, savings behavior, employee engagement, investment oversight, and overall plan effectiveness.

Review, Improve, and Evolve

Maintain a consistent review process around investments, plan design, participant outcomes, service providers, and fiduciary responsibilities so the plan can evolve alongside your organization.

A retirement plan should do more than check a box

Your retirement plan should help you take care of your people.

It should strengthen your ability to compete for talent.

It should provide employees with an opportunity to build greater financial security.

And it should evolve as your organization grows.

The goal isn’t simply to have a retirement plan.

It’s to build the right plan for your people, your business, and where you’re going next.

Watch the video to learn more about our approach, then talk with us about what a stronger retirement plan could look like for your organization.